Credit Officer

Requirements:- Bachelor-s degree or HND in finance, economics or a related field. Coursework covers the principles of finance, financial analysis, loan analysis, underwriting, and similar topics.
- Have a level of independence; not directly supervised when they meet with clients
- Combine financial acumen with sales and communication skills
- Experts in the types of loans to be offered and know every detail of the loan application process and the regulations with which they must comply
- Possess expertise in general financial health
- Ability to generate as much revenue for their employer as possible
- Ability to recognize when an applicant does not have the financial health to take on the loan they-re requesting
Responsibilities:- Building rapport with applicants to assess factors that may affect their financial health
- Interviewing clients to extract the necessary information for the loan application
- Triple-checking application information to ensure accuracy
- Explaining different loan options to applicants based on the application analysis
- Credit Officer Tools of the Trade
- Underwriting software - credit officers- use underwriting software, which relies on an algorithm, to determine whether an applicant is accepted or rejected

Salario: Negotiable