Credit Risk Analyst

Job Summary
Determine the creditworthiness and risk profile of an individual or the business by throughly analyzing financial data.
Minimum Qualification:
Degree
Experience Level:
Mid level
Experience Length:
3 years
Job Description
Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
Preparing reports about the degree of risk in lending money to clients
Analyzing client records and using the data to recommend payment plans
Conferring with credit associations and references to exchange credit information on clients
Evaluating the financial status of clients by producing financial ratios through computer programs
Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
Helping supply chain and sales and marketing departments in managing financial orders to help them control credit exposure, make payments on time, and reduce the risk of customer disputes
Conferring with clients to verify their financial/credit transactions and to resolve their complaints