Portfolio Risk Analyst At The Concept Group Lagos

Job Details Job Title: Portfolio Risk AnalystLocation: LagosJob ObjectiveConducts detailed portfolio analysis and reports. The analysis a report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activitiesAnalyses transactional risk measures including default, correlations and stress losses to enhance concentration risk views.Analyses and monitors the company’s lease portfolio.Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.Monitors compliance to credit and risk policies of the company.Prepares report on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.Mitigate credit risk exposure related to portfolio management activities.Prepare report on probability of default using available data.Propose evolutions in the policy, process, collaterals etc. related to the risk identified.Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.RequirementsB.Sc. M.Sc. in Economics, Finance or any related fieldMinimum of 5 years working in similar field, with cognitive experience as a Portfolio risk Analyst.Ability to review, analyze and report credit and risk activities andAbility to handle and work efficiently with Microsoft Office Suite, Google Suite and other statistical and analytical softwareAbility to present and communicate analysis and recommendationsKnowledge of all practices and procedures involved in credit and risk management .Ability to understand business trends, situations, practices, procedures and modelsAbility to measure financial data to evaluate financial performance and position