Risk Analyst Mkobo Microfinance Bank

Position: Risk Analyst Job at MKOBO MICROFINANCE BANK

Description

To provide Risk and Compliance leadership, oversight, guidance and support to the organization that includes the implementation of all the frameworks and policies in respect of Enterprise Risk Management.

Details

Carry out a risk assessment of all loan applications and recommend approval as applicable.

Conduct a risk profile exercise to ascertain the residual level of risk exposure in the Bank.

Report all due repayments in the Bank’s Risk Assets.

To develop, lead, oversee and guide the implementation of the strategy in Mkobo Microfinance Bank with respect to Enterprise Risk; Credit Risk, Operational Risk and Compliance Risk referred to as Risk and Compliance management.

To ensure that Business Continuity, Occupational Health and Safety, and IT Governance is in place and being effectively managed within Mkobo Microfinance Bank.

Improve and embed a risk management culture within the Bank.

Liaise with the Departmental head to send relevant reports to regulators i.e. CBN and others.

Ensure the Bank remains compliant in line with local regulations and internal policy requirements.

Requirements

Minimum of Degree in Accounts, Finance, Economics, Business Administration, Statistics, ICT etc. from a reputable University.

Be familiar and have experience of emerging risk management practices to drive digital lending products.

Customer relationship management skills.

Ability to work with little or no supervision.

Minimum of 4 years working experience in accounts, audit, internal control, retail credit, risk and recovery.

Problem Solving, Critical reasoning, detail oriented.

Excellent verbal, presentation and writing skills.

Personal Skills:

Strong attention to detail.

Having a keen sense of urgency.

Excellent listening ability and superb questioning techniques.

Always accurate and on time in completing duties.

Must be a self starter.

Areas of expertise:

Business continuity

Corporate governance

Enterprise risk

Information and security risk

Market and credit risk

Regulatory and operational risk

Technology risk

Internal control and audit

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